Flexible Equipment Leasing for Your Business
Spread the Cost. Accelerate Your Growth.
We’re making it easier than ever for our customers to access the equipment they need - without facing major upfront costs.
SWBeans Limited, in association with Shire Leasing PLC (a leading UK Asset Finance company), offer our customers the option to lease equipment for orders £1,000 upwards*, with flexible terms to suit your needs ranging from 2 to 5 years.
Equipment leasing lets you spread the cost of new assets over an agreed term, rather than paying in full upfront. You get immediate access to the equipment your business needs, while keeping your cash flow healthy and your options open.
*Available for Limited Customers Only, If You Are A Non Limited Company We Do Have Other Options
So What Are The Benefits of Leasing ?
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Increased Choice
Get the equipment you need and want, not just what your current cash budget allows. -
No Major Upfront Costs
Avoid large one-off payments. Leasing enables you to gain access to essential equipment whilst retaining cash in the bank for other purposes. -
Tax Benefits
Finance lease rentals can be 100% tax deductible against profits, depending on your business circumstances. We recommend seeking independent advice from your accountant for more information. -
Fixed Monthly/Quarterly Payments
Lease rentals stay the same throughout your agreement, making budgeting and forecasting easier. -
Protect Existing Credit Lines
Leasing doesn’t affect your bank loans or overdrafts, so you keep your financial flexibility. -
Easy Upgrades
At the end of your agreement, continuing leasing or discuss how we can upgrade you to the latest technology to keep your business ahead.
So, what is the benefit to Leasing vs Cash -
Option 1 Lease Cash
Upfront Cost Low (First Rental Only High (Full Amount Upfront)
Cash Flow Preserved, Pay Reduced, Large
Monthly/Quarterly Sum Upfront
Budgeting Fixed Payment One-Off Expense
Schedule
Maintenance Responsibility Lies Responsibility Lies
With The Lesee With The Owner
Credit Line Unaffected May Impact
Overdrafts / Loans
So what next and is it an easy process
5 Simple Steps
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Tailor a Quote
Get a personalised finance quote based on your equipment needs, just fill out the form below and a member of our team will get back to you. -
Apply for Finance
If you’re happy with the quote, then SWBeans Limited will submit a simple finance application to Shire Leasing. -
Receive a Finance Decision
After underwriting and checks are completed, get a decision in as little as 4 hours. -
Sign & Return Documentation
If approved, your agreement is sent via email for you to review and complete electronically. -
Agreement Begins
Your finance agreement starts after delivery/installation and completion of all relevant documentation - so you can get to work right away!
**If you are not a Limited company we have other options available, please fill out the form above and just add a note to explain thast you are not Limited and we will contact you with options
Legal Disclaimer (Non - FCA Authorised Suppliers)
Finance is available for non-regulated business use customers only. Therefore, we cannot offer finance to certain business types including sole traders or partnerships up to 3.
We act as a credit broker in any finance transaction to find a suitable arrangement for you. We do not make a charge to you for helping you to find a suitable asset finance lender, however, we may receive a commission payment from the lender for our work.
Any lease entered into will be with Shire Leasing PLC or may be introduced to one of a group of asset finance lenders and subject to eligibility, application, credit and their terms and conditions.